نام کتاب : مسائل المنتخبه (Articles Of Islamic Acts) نویسنده : الخوئي، السيد أبوالقاسم جلد : 1 صفحه : 633
of exchange) is not already the banks debtor. Now if the bank takes
wages for realizing the amount of such a bill of exchange, it will not
be lawful for it to do so, as this will amount to an interest bearing
loan. However, one method to avoid interest can be that the realization
of the price of the bill of exchange may be treated to be sale. For
example, the person giving the bill of exchange may make the person
obtaining the bill of exchange his agent. and authorize him to sell it
at a lower price, and it must also be ensured that there is difference
between the thing to be exchanged i.e. the price of the bill of exchange
should not be in the currency mentioned in the bill of exchange.
However, if there is no difference between the things to be exchanged
this method, too, will not hold good But if the bank treats the amount
reduced from the price of the bill of exchange to be its wages for the
services rendered by it and later the person giving the bill of exchange
realizes its full price from the person obtaining this bill of
exchange, the deal will be in order.
BANKING BUSINESS 2876. There are two kinds of banking business:
One of them is that in which interest is involved. It is not permissible
to intervene or participate in it and thoseworking in it are also not
entitled to wages. The second kind is that in which interest is not
involved. It is permissible to take part in it and to work in it on
wages. Inthe matter of interest it makes no difference whether the bank
belongs to a Muslim or to a non Muslim. The only difference is that in
the case of a Muslim bank, interest willbe treated to be derelict
property and permission by the mujtahid or his representative will be
required for its utilization, but in the case of a non Muslim bank no
suchpermission is needed for the utilization of the interest, because
property can be taken
نام کتاب : مسائل المنتخبه (Articles Of Islamic Acts) نویسنده : الخوئي، السيد أبوالقاسم جلد : 1 صفحه : 633