نام کتاب : مسائل المنتخبه (Articles Of Islamic Acts) نویسنده : الخوئي، السيد أبوالقاسم جلد : 1 صفحه : 632
measuring the creditor can sell the loan in cash at a price less than
the real amount. for example, he cansell a loan of $10 for $ 9 in cash
or a loan of $ 100 for $ 90 in cash. 2874.The bill of exchange, which is current
among the businessmen, does not carry any value by itself, but it is
used as a sort of evidence because the price ofthe goods is not treated
to be paid on furnishing a bill of exchange, and if it is lost, the
goods belong to the buyer and he is responsible to pay their price.
However, ifthe price of the goods is paid in the shape of currency notes
and those notes are lost by the seller of notes the buyer is not
responsible to pay the price of the goodsagain. 2875. The bills of exchange are of two kinds.
(i) A bill of exchange which is the proof of real loan.
(ii) A bill of exchange which is the proof of an unreal loan.In the
first case the creditor can sell a loan payable on demand for a less
amount of cash. For example he can sell a loan of $ 100 payable after
one month for $ 80 in cash.On the basis of obligatory precaution,
however, it is not permissible that the bill of exchange be sold for a
limited time and then the bank or some other person may demand the
amount from the lender (as it is not permissible to sell a loan on
loan).
In the second case when a bill of exchange is the proof of an unreal
loan, the lender cannotsell it for cash, because in this the person
giving the bill of exchange does not actually " anything, and it is just
like a pay order given on a non-debtor. This is so because in this case
the person giving the fill of exchange is not in fact a debtor but has
given a pay order on the bank in the name of the man. obtaining the bill
of exchange, to enable him to get loan from the bank. As the person
giving the bill of exchange has signed it himself, the bank will, so to
say. realize its dues from him on the due date by way of pay order on
behalf of the person obtaining the bill of exchange from him, although
he (the person giving the bill
نام کتاب : مسائل المنتخبه (Articles Of Islamic Acts) نویسنده : الخوئي، السيد أبوالقاسم جلد : 1 صفحه : 632